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Loan Emergency or Competitive Advantage - Fast Financing Saves the Day

Can a 21 day escrow on your purchase offer give you a competitive advantage over other offers?
You Betcha! Sellers want to sell as soon as possible.  You want a competitive advantage.  This is the best of both worlds.
Typical escrow period listed on a purchase offer is 30 days from accepted contract.  Most lenders will need [...]

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Short Sales are going to Dominate the Market in 2010
Find out why Short Sales are the solution of choice for many banks. Find out how the banks can force you to pay more than the amount agreed upon on your accepted purchase contract. Find out why the seller may back out at the [...]

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Guidelines have Changed for 2010

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Slide Show: A Complete Guide to the CalSTRS 80/17 Home Purchase Loan

by Scott Schang February 25, 2010 Loan Programs

Updated 2010 Guide to the CalSTRS 80/17 Home Purchase Loan
This is an incredible loan program available to any employee of a California Public School, School District or Community College.
This loan program offered by the California State Teacher’s Retirement System allows for 3% down payment with NO upfront and NO monthly mortgage insurance!
There’s nothing out there [...]

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Webinar: Broadview Community Access Affordable Home Loan Program

by Scott Schang February 25, 2010 Broadview Community Access

A Special Loan Program for California’s Finest
This Affordable Lending program was created with the specific purpose of helping valued community members buy a primary residence. See below for a list of professionals that are eligible for this exciting new program….

Who is Eligible?
California Public Employees – (Does not require CalPERS membership)

Police Department Employees
Fire Department Employees
National [...]

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Federal Homebuyer Tax Credit is Expiring – Last Minute Facts You Need to Know

by Scott Schang February 22, 2010 Library

As the clock winds down and the deadline for the $8,000 and $6,500 federal homebuyer tax credits quickly approaches, I’ve recorded this quick (about 6 minutes) and informative video to help you get all the facts.

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“I Qualify for a Home Loan? REALLY?” – Home Buying Success Story

by Karrie Lemansky February 20, 2010 Credit & Qualifying

I had to…I just had to do it….I  have to share on subject of qualifying for a home oan.  So here we go!!!
I think that one of the biggest misconceptions that a lot of my clients have in the beginning of the home buying process is that they didn’t think that they can ‘qualify’.  For [...]

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Avoid Property Tax Penalties from Filling out Escrow Forms Wrong

by Karrie Lemansky February 18, 2010 Terms & Definitions

The Preliminary Change of Ownership Form….Did You Know You Can Be Charged for Incorrectly Filling Out This Simple Form?
The Preliminary Change of Ownership Report (or PCOR as it is known once you are in escrow) is defined as “A form that is to be completed by Buyer (transferee) prior to the transfer of subject [...]

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Governor Talks up $10,000 Homebuyer Tax Credit in Bakersfield – Tuesday, February 16th 2010

by Scott Schang February 17, 2010 Tax Credits

Governor Schwarzenegger’s Tuesday speech in Bakersfield, CA focuses on his proposed $10,000 Homebuyer Tax Credit
Well, he’s hitting the road again with some pretty hard hitting talk about making the $10,000 homebuyer tax credit a reality for potentially 20,000 California home buyers.
Following is the video posted on the Governor’s website as well as all of the [...]

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The lesser known victims of the Housing Crisis – Animal Shelters need your help!

by Scott Schang February 9, 2010 Market Updates

You can find stories about the thousands of animals displaced as a result of foreclosure and the housing crisis but it’s not talked about as much as it should be.  The increase in abandoned animals is straining the resources of community animal shelters.
Gina works at Broadview Mortgage, if you bought your home with a home [...]

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