CalPERS sets interest rates daily to the benefit of it’s members. Find current interest rates here:
Current Interest Rates
The CalPERS Member Home Loan Program has a variety of interest rate options. Interest rates are updated daily to provide you with the latest information. Most of the loan options below have a 30, 60, and 90 day rate lock-in option available.
Conventional & Non-Conforming Fixed Rate Mortgage Loans
Fixed interest rates for loans that you can lock-in for 30, 60 or 90 days.
LIBOR Indexed Adjustable Rate Mortgage (ARM) Loans
Are you looking for an adjustable interest rate mortgage? Learn more here.
MyCommunityMortgage Loans
Need a low down payment option? These loans offer flexible credit guidelines for low to moderate income borrowers.
Conventional Conforming Loans with Interest Only Feature
With an initial interest-only periods of 10-years, this loan is available for home purchases or refinancing. You’ll find current interest rates here.
Government (FHA) Mortgage Loans
You’ll find FHA fixed interest rates for a loan that you can lock-in for 30,60 or 90 days here. Your rate can’t increase during this period
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- CalSTRS Interest Rates – Click to View Current Interest Rates for all CalSTRS Home Mortgage Programs ...
- CalPERS Home Loan Options for California Teachers and Public Employees The following information can be found on the CalPERS member site here and has been summarized and reproduced here for...
- CalPERS Home Loan Options for California Teachers and Public Employees The following information can be found on the CalPERS member site here and has been summarized and reproduced here for...





