From the category archives:

Credit & Qualifying

“I Qualify for a Home Loan? REALLY?” – Home Buying Success Story

I had to…I just had to do it….I have to share on subject of qualifying for a home oan. So here we go!!!
I think that one of the biggest misconceptions that a lot of my clients have in the beginning of the home buying process is that they didn’t think that they can ‘qualify’. For [...]

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Brenda Borrower Gets Buffed By Big Bank

by Christopher "Doc" Apodaca February 5, 2010 Buyers Beware!

Let me preface this post with there is absolutely no talk about loan programs, interest rates, or market trends. This is a flat out rant about something that is all too common in my daily work life and I’m getting sick and tired of it…Big Bank Business. Here’s what happened…
Brenda Borrower called me asking what [...]

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How Long do I Have to Wait After a Bankruptcy, Short Sale or Foreclosure?

by Scott Schang February 2, 2009 Credit & Qualifying

I get this question all the time and I finally got smart and decided to post it here for everyone….There are so many things I want to share and so little time to write about all of it!
The Guidelines are different depending on whether you’re using an FHA loan or a Conventional loan to purchase [...]