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	<title>California Public Employees and Teachers Resources Blog</title>
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	<link>http://www.californiateachersandemployeeshomeloanprograms.com</link>
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		<item>
		<title>LA&#8217;s BEST After School Enrichment Program</title>
		<link>http://www.californiateachersandemployeeshomeloanprograms.com/las-best-school-enrichment-program/</link>
		<comments>http://www.californiateachersandemployeeshomeloanprograms.com/las-best-school-enrichment-program/#comments</comments>
		<pubDate>Wed, 17 Mar 2010 16:36:02 +0000</pubDate>
		<dc:creator>Scott Schang</dc:creator>
				<category><![CDATA[Community Enrichment Programs]]></category>
		<category><![CDATA[Cycle 4 LA's BEST]]></category>
		<category><![CDATA[fundraiser]]></category>
		<category><![CDATA[LA's BEST]]></category>
		<category><![CDATA[Los angeles school district]]></category>

		<guid isPermaLink="false">http://www.californiateachersandemployeeshomeloanprograms.com/?p=5654</guid>
		<description><![CDATA[
I saw on my Facebook wall the other day that one of my friends, Triana Warren, is raising money for LA&#8217;s BEST.
LA’s BEST was created in 1988 by Mayor Tom Bradley to address an alarming rise in the lack of adequate adult supervision of children during the critical hours between 3 p.m. and 6 p.m. [...]


Related posts:<ol><li><a href='http://www.californiateachersandemployeeshomeloanprograms.com/santa-clara-unified-school-district-teacher-mortgage-assistance-program-tmap/' rel='bookmark' title='Permanent Link: Santa Clara Unified School District &#8211; Teacher Mortgage Assistance Program (TMAP)'>Santa Clara Unified School District &#8211; Teacher Mortgage Assistance Program (TMAP)</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.californiateachersandemployeeshomeloanprograms.com/las-best-school-enrichment-program/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>California Tax Credit News from Salinas &#8211; CA</title>
		<link>http://www.californiateachersandemployeeshomeloanprograms.com/california-homebuyer-tax-credit-salinas/</link>
		<comments>http://www.californiateachersandemployeeshomeloanprograms.com/california-homebuyer-tax-credit-salinas/#comments</comments>
		<pubDate>Tue, 16 Mar 2010 18:27:04 +0000</pubDate>
		<dc:creator>Scott Schang</dc:creator>
				<category><![CDATA[Tax Credits]]></category>

		<guid isPermaLink="false">http://www.californiateachersandemployeeshomeloanprograms.com/?p=5624</guid>
		<description><![CDATA[
March 15th, 2010 &#8211; Governor&#8217;s Press Conference in Salinas, California
The California Homebuyer Tax Credit was the topic of Governor Schwarzenegger&#8217;s press conference yesterday from Sorrento at Monte Bella, a Standard Pacific New Homes project on one of the most beautiful sunny day&#8217;s we&#8217;ve seen in a while.
As he has with previous press conferences support the [...]


Related posts:<ol><li><a href='http://www.californiateachersandemployeeshomeloanprograms.com/governor-briefly-mentions-homebuyer-tax-credit-in-recent-speech/' rel='bookmark' title='Permanent Link: Governor Briefly mentions Homebuyer Tax Credit in Recent Speech'>Governor Briefly mentions Homebuyer Tax Credit in Recent Speech</a></li>
<li><a href='http://www.californiateachersandemployeeshomeloanprograms.com/governer-wants-to-extend-state-of-california-10000-homebuyer-tax-credit/' rel='bookmark' title='Permanent Link: Governor tries to revive State of California $10,000 Homebuyer Tax Credit'>Governor tries to revive State of California $10,000 Homebuyer Tax Credit</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.californiateachersandemployeeshomeloanprograms.com/california-homebuyer-tax-credit-salinas/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Three Reasons Why Home Price May Drop in 2010</title>
		<link>http://www.californiateachersandemployeeshomeloanprograms.com/home-prices-may-drop-201/</link>
		<comments>http://www.californiateachersandemployeeshomeloanprograms.com/home-prices-may-drop-201/#comments</comments>
		<pubDate>Mon, 15 Mar 2010 01:19:40 +0000</pubDate>
		<dc:creator>Scott Schang</dc:creator>
				<category><![CDATA[Market Updates]]></category>
		<category><![CDATA[2010]]></category>
		<category><![CDATA[California]]></category>
		<category><![CDATA[california home price]]></category>
		<category><![CDATA[drops]]></category>
		<category><![CDATA[economic history]]></category>
		<category><![CDATA[economic history of the united states]]></category>
		<category><![CDATA[economics]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[financial economics]]></category>
		<category><![CDATA[hafa]]></category>
		<category><![CDATA[home buyer]]></category>
		<category><![CDATA[home price]]></category>
		<category><![CDATA[home prices]]></category>
		<category><![CDATA[Los Angeles]]></category>
		<category><![CDATA[mbs]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[mortgage lenders]]></category>
		<category><![CDATA[new homes]]></category>
		<category><![CDATA[Rates]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[Real estate broker]]></category>
		<category><![CDATA[subprime mortgage crisis]]></category>
		<category><![CDATA[Tax Credit]]></category>
		<category><![CDATA[Tax Credits]]></category>
		<category><![CDATA[united states housing bubble]]></category>

		<guid isPermaLink="false">http://www.californiateachersandemployeeshomeloanprograms.com/?p=5612</guid>
		<description><![CDATA[
Is it possible that Home Price could drop in 2010?
Let me start by saying that this is NOT a prediction or a statement of fact, I just want to raise some very interesting points and I would like to engage in a conversation with you about it.
Home prices are driven by supply and demand.  Whether [...]


Related posts:<ol><li><a href='http://www.californiateachersandemployeeshomeloanprograms.com/10-things-to-know-about-getting-a-mortgage-in-2010/' rel='bookmark' title='Permanent Link: 10 Things to Know About Getting a Mortgage in 2010'>10 Things to Know About Getting a Mortgage in 2010</a></li>
<li><a href='http://www.californiateachersandemployeeshomeloanprograms.com/governor-speech-10000-homebuyer-tax-credit-in-bakersfield/' rel='bookmark' title='Permanent Link: Governor Talks up $10,000 Homebuyer Tax Credit in Bakersfield &#8211; Tuesday, February 16th  2010'>Governor Talks up $10,000 Homebuyer Tax Credit in Bakersfield &#8211; Tuesday, February 16th  2010</a></li>
<li><a href='http://www.californiateachersandemployeeshomeloanprograms.com/webinar-2010-updated-guide-to-the-calstrs-8017-home-purchase-loan/' rel='bookmark' title='Permanent Link: Webinar: 2010 Updated Guide to the CalSTRS 80/17 Home Purchase Loan'>Webinar: 2010 Updated Guide to the CalSTRS 80/17 Home Purchase Loan</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.californiateachersandemployeeshomeloanprograms.com/home-prices-may-drop-201/feed/</wfw:commentRss>
		<slash:comments>8</slash:comments>
		</item>
		<item>
		<title>Competitive Advantage: 21 Day Escrow Will Appeal to Sellers of Foreclosures</title>
		<link>http://www.californiateachersandemployeeshomeloanprograms.com/competitive-advantage-21-day-escrow-will-appeal-to-sellers-of-foreclosures/</link>
		<comments>http://www.californiateachersandemployeeshomeloanprograms.com/competitive-advantage-21-day-escrow-will-appeal-to-sellers-of-foreclosures/#comments</comments>
		<pubDate>Mon, 08 Mar 2010 01:34:14 +0000</pubDate>
		<dc:creator>Scott Schang</dc:creator>
				<category><![CDATA[Buyers Beware!]]></category>
		<category><![CDATA[Red Flags]]></category>
		<category><![CDATA[Saved Another Loan!]]></category>
		<category><![CDATA[21 day escrow]]></category>
		<category><![CDATA[broadview mortgage]]></category>
		<category><![CDATA[Closing cost]]></category>
		<category><![CDATA[Down payment]]></category>
		<category><![CDATA[escrow]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[loan emergency]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[pre-approval]]></category>
		<category><![CDATA[purchase offer]]></category>
		<category><![CDATA[turn times]]></category>
		<category><![CDATA[underwriting]]></category>

		<guid isPermaLink="false">http://www.californiateachersandemployeeshomeloanprograms.com/?p=5556</guid>
		<description><![CDATA[
Can a 21 day escrow on your purchase offer give you a competitive advantage over other offers?
You Betcha! Sellers want to sell as soon as possible.  You want a competitive advantage.  This is the best of both worlds.
Typical escrow period listed on a purchase offer is 30 days from accepted contract.  Most lenders will need [...]


Related posts:<ol><li><a href='http://www.californiateachersandemployeeshomeloanprograms.com/its-all-about-the-timing-understanding-lender-turn-times/' rel='bookmark' title='Permanent Link: It&#8217;s all about the Timing&#8230;Understanding Lender Turn Times'>It&#8217;s all about the Timing&#8230;Understanding Lender Turn Times</a></li>
<li><a href='http://www.californiateachersandemployeeshomeloanprograms.com/getting-pre-approved-for-a-home-loan-vs-being-pre-qualified/' rel='bookmark' title='Permanent Link: Getting Pre-Approved for a Home Loan vs. Being Pre-Qualified'>Getting Pre-Approved for a Home Loan vs. Being Pre-Qualified</a></li>
<li><a href='http://www.californiateachersandemployeeshomeloanprograms.com/buying-homes-in-a-bidding-war-understanding-competitive-markets/' rel='bookmark' title='Permanent Link: Buying Homes in a Bidding War &#8211; Understanding Competitive Markets'>Buying Homes in a Bidding War &#8211; Understanding Competitive Markets</a></li>
</ol>]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Webinar: How to Avoid Short Sale Surprises</title>
		<link>http://www.californiateachersandemployeeshomeloanprograms.com/webinar-how-to-avoid-short-sale-surprises/</link>
		<comments>http://www.californiateachersandemployeeshomeloanprograms.com/webinar-how-to-avoid-short-sale-surprises/#comments</comments>
		<pubDate>Mon, 01 Mar 2010 19:48:50 +0000</pubDate>
		<dc:creator>Scott Schang</dc:creator>
				<category><![CDATA[Live Webinars]]></category>
		<category><![CDATA[Red Flags]]></category>
		<category><![CDATA[home buying]]></category>
		<category><![CDATA[home purchase]]></category>
		<category><![CDATA[negotiating]]></category>
		<category><![CDATA[offering]]></category>
		<category><![CDATA[red flags]]></category>
		<category><![CDATA[short sales]]></category>

		<guid isPermaLink="false">http://www.californiateachersandemployeeshomeloanprograms.com/?p=5506</guid>
		<description><![CDATA[
Topics We Will Cover in This Class

Just the Facts – Understanding Short Sales
Why Short Sales Suck
How Lender Greed Can Kill Your Offer
Why Short Sales will Dominate the Market in 2010
What is Shadow Inventory and Why it’s Important
Why Home Prices Maybe Be Dropping Again Soon
Trick for Making More Competitive Offers
How to Find the Best Short Sale [...]


Related posts:<ol><li><a href='http://www.californiateachersandemployeeshomeloanprograms.com/how-to-buy-short-sale-and-foreclosure-homes-in-california-part-1-of-2/' rel='bookmark' title='Permanent Link: How to Buy Short Sale and Foreclosure Homes in California'>How to Buy Short Sale and Foreclosure Homes in California</a></li>
<li><a href='http://www.californiateachersandemployeeshomeloanprograms.com/how-long-do-i-have-to-wait-after-a-bankruptcy-short-sale-or-foreclosure/' rel='bookmark' title='Permanent Link: How Long do I Have to Wait After a Bankruptcy, Short Sale or Foreclosure?'>How Long do I Have to Wait After a Bankruptcy, Short Sale or Foreclosure?</a></li>
<li><a href='http://www.californiateachersandemployeeshomeloanprograms.com/video-webinar-buying-foreclosures-and-short-sales-part-2-of-6/' rel='bookmark' title='Permanent Link: Video &#8211; Webinar: Buying Foreclosures and Short Sales-Part 2 of 6'>Video &#8211; Webinar: Buying Foreclosures and Short Sales-Part 2 of 6</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.californiateachersandemployeeshomeloanprograms.com/webinar-how-to-avoid-short-sale-surprises/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Webinar: 2010 Updated Guide to the CalSTRS 80/17 Home Purchase Loan</title>
		<link>http://www.californiateachersandemployeeshomeloanprograms.com/webinar-2010-updated-guide-to-the-calstrs-8017-home-purchase-loan/</link>
		<comments>http://www.californiateachersandemployeeshomeloanprograms.com/webinar-2010-updated-guide-to-the-calstrs-8017-home-purchase-loan/#comments</comments>
		<pubDate>Fri, 26 Feb 2010 23:38:59 +0000</pubDate>
		<dc:creator>Scott Schang</dc:creator>
				<category><![CDATA[CalSTRS Interest Rates]]></category>
		<category><![CDATA[Live Webinars]]></category>
		<category><![CDATA[School Employees]]></category>
		<category><![CDATA[80-17]]></category>
		<category><![CDATA[broadview mortgage]]></category>
		<category><![CDATA[CalSTRS]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[mario basura]]></category>

		<guid isPermaLink="false">http://www.californiateachersandemployeeshomeloanprograms.com/?p=5483</guid>
		<description><![CDATA[
Guidelines have Changed for 2010


Related posts:<ol><li><a href='http://www.californiateachersandemployeeshomeloanprograms.com/a-complete-guide-to-the-calstrs-8017-home-purchase-loan/' rel='bookmark' title='Permanent Link: Slide Show: A Complete Guide to the CalSTRS 80/17 Home Purchase Loan'>Slide Show: A Complete Guide to the CalSTRS 80/17 Home Purchase Loan</a></li>
<li><a href='http://www.californiateachersandemployeeshomeloanprograms.com/video-a-complete-guide-to-the-calstrs-8017-purchase-loan/' rel='bookmark' title='Permanent Link: Video &#8211; Webinar:  A Complete Guide to the CalSTRS 80/17 Purchase Loan'>Video &#8211; Webinar:  A Complete Guide to the CalSTRS 80/17 Purchase Loan</a></li>
<li><a href='http://www.californiateachersandemployeeshomeloanprograms.com/a-complete-guide-to-the-calstrs-8017-purchase-loan/' rel='bookmark' title='Permanent Link: A Complete Guide to the CalSTRS 80/17 Purchase Loan'>A Complete Guide to the CalSTRS 80/17 Purchase Loan</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Slide Show: A Complete Guide to the CalSTRS 80/17 Home Purchase Loan</title>
		<link>http://www.californiateachersandemployeeshomeloanprograms.com/a-complete-guide-to-the-calstrs-8017-home-purchase-loan/</link>
		<comments>http://www.californiateachersandemployeeshomeloanprograms.com/a-complete-guide-to-the-calstrs-8017-home-purchase-loan/#comments</comments>
		<pubDate>Fri, 26 Feb 2010 04:57:44 +0000</pubDate>
		<dc:creator>Scott Schang</dc:creator>
				<category><![CDATA[Loan Programs]]></category>
		<category><![CDATA[School Employees]]></category>
		<category><![CDATA[Slide Shows]]></category>
		<category><![CDATA[80/17]]></category>
		<category><![CDATA[california teachers]]></category>
		<category><![CDATA[CalSTRS]]></category>
		<category><![CDATA[community college]]></category>
		<category><![CDATA[public school]]></category>
		<category><![CDATA[Teacher Loans]]></category>

		<guid isPermaLink="false">http://www.californiateachersandemployeeshomeloanprograms.com/?p=3910</guid>
		<description><![CDATA[Updated 2010 Guide to the CalSTRS 80/17 Home Purchase Loan
This is an incredible loan program available to any employee of a California Public School, School District or Community College.
This loan program offered by the California State Teacher&#8217;s Retirement System allows for 3% down payment with NO upfront and NO monthly mortgage insurance!
There&#8217;s nothing out there [...]


Related posts:<ol><li><a href='http://www.californiateachersandemployeeshomeloanprograms.com/slide-show-updated-a-complete-guide-to-the-calpers-home-loan-benefit/' rel='bookmark' title='Permanent Link: Slide Show: UPDATED &#8211; A Complete Guide to the CalPERS Home Loan Benefit'>Slide Show: UPDATED &#8211; A Complete Guide to the CalPERS Home Loan Benefit</a></li>
<li><a href='http://www.californiateachersandemployeeshomeloanprograms.com/slide-show-a-complete-guide-to-calhfa-first-time-homebuyer-programs-cal30-chdap/' rel='bookmark' title='Permanent Link: Slide Show: A Complete Guide to CalHFA First Time Homebuyer Programs &#8211; Cal30 &#038; CHDAP'>Slide Show: A Complete Guide to CalHFA First Time Homebuyer Programs &#8211; Cal30 &#038; CHDAP</a></li>
<li><a href='http://www.californiateachersandemployeeshomeloanprograms.com/webinar-2010-updated-guide-to-the-calstrs-8017-home-purchase-loan/' rel='bookmark' title='Permanent Link: Webinar: 2010 Updated Guide to the CalSTRS 80/17 Home Purchase Loan'>Webinar: 2010 Updated Guide to the CalSTRS 80/17 Home Purchase Loan</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Webinar:  Broadview Community Access Affordable Home Loan Program</title>
		<link>http://www.californiateachersandemployeeshomeloanprograms.com/webinar-broadview-community-access-affordable-home-loan-program/</link>
		<comments>http://www.californiateachersandemployeeshomeloanprograms.com/webinar-broadview-community-access-affordable-home-loan-program/#comments</comments>
		<pubDate>Fri, 26 Feb 2010 00:19:34 +0000</pubDate>
		<dc:creator>Scott Schang</dc:creator>
				<category><![CDATA[Broadview Community Access]]></category>
		<category><![CDATA[Loan Programs]]></category>
		<category><![CDATA[bca]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[CalPERS]]></category>
		<category><![CDATA[CalSTRS]]></category>
		<category><![CDATA[Closing cost]]></category>
		<category><![CDATA[fha loan]]></category>
		<category><![CDATA[fixed closing costs]]></category>
		<category><![CDATA[Good faith estimate]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[low down payment]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Mortgage loan]]></category>
		<category><![CDATA[Point]]></category>

		<guid isPermaLink="false">http://www.californiateachersandemployeeshomeloanprograms.com/?p=5466</guid>
		<description><![CDATA[
A Special Loan Program for California&#8217;s Finest
This Affordable Lending program was created with the specific purpose of helping valued community members buy a primary residence.  See below for a list of professionals that are eligible for this exciting new program&#8230;.



Who is Eligible?
California Public Employees &#8211; (Does not require CalPERS membership)

Police Department Employees
Fire Department Employees
National [...]


Related posts:<ol><li><a href='http://www.californiateachersandemployeeshomeloanprograms.com/broadview-community-access/' rel='bookmark' title='Permanent Link: Broadview Community Access Highlights'>Broadview Community Access Highlights</a></li>
<li><a href='http://www.californiateachersandemployeeshomeloanprograms.com/broadview-community-access-interest-rate/' rel='bookmark' title='Permanent Link: Broadview Community Access Interest Rate'>Broadview Community Access Interest Rate</a></li>
<li><a href='http://www.californiateachersandemployeeshomeloanprograms.com/california-state-teachers-retirement-system-calstrs-955-no-down-payment-home-purchase-loan-program-2/' rel='bookmark' title='Permanent Link: California State Teachers Retirement System &#8211; CalSTRS 95/5 No Down Payment Home Purchase Loan Program'>California State Teachers Retirement System &#8211; CalSTRS 95/5 No Down Payment Home Purchase Loan Program</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Federal Homebuyer Tax Credit is Expiring &#8211; Last Minute Facts You Need to Know</title>
		<link>http://www.californiateachersandemployeeshomeloanprograms.com/federal-homebuyer-tax-credit-is-expiring-last-minute-facts-you-need-to-know/</link>
		<comments>http://www.californiateachersandemployeeshomeloanprograms.com/federal-homebuyer-tax-credit-is-expiring-last-minute-facts-you-need-to-know/#comments</comments>
		<pubDate>Tue, 23 Feb 2010 03:05:08 +0000</pubDate>
		<dc:creator>Scott Schang</dc:creator>
				<category><![CDATA[Library]]></category>
		<category><![CDATA[Tax Credits]]></category>
		<category><![CDATA[Video Library]]></category>
		<category><![CDATA[6500 tax credit]]></category>
		<category><![CDATA[8000 tax credit]]></category>
		<category><![CDATA[april 30 deadline]]></category>
		<category><![CDATA[federal homebuyer tax credit]]></category>
		<category><![CDATA[first time homebuyer]]></category>
		<category><![CDATA[june 30 deadline]]></category>

		<guid isPermaLink="false">http://www.californiateachersandemployeeshomeloanprograms.com/?p=5415</guid>
		<description><![CDATA[As the clock winds down and the deadline for the $8,000 and $6,500 federal homebuyer tax credits quickly approaches, I&#8217;ve recorded this quick (about 6 minutes) and informative video to help you get all the facts.










Related posts:Federal Homebuyer Tax Credit News:  $15,000 and No First Time Buyer or Income Limits?
UPDATE: $8,000 Homebuyer Tax Credit [...]


Related posts:<ol><li><a href='http://www.californiateachersandemployeeshomeloanprograms.com/federal-homebuyer-tax-credit-news-15000-and-no-first-time-buyer-or-income-limits/' rel='bookmark' title='Permanent Link: Federal Homebuyer Tax Credit News:  $15,000 and No First Time Buyer or Income Limits?'>Federal Homebuyer Tax Credit News:  $15,000 and No First Time Buyer or Income Limits?</a></li>
<li><a href='http://www.californiateachersandemployeeshomeloanprograms.com/update-8000-homebuyer-tax-credit-extension-october-2009/' rel='bookmark' title='Permanent Link: UPDATE: $8,000 Homebuyer Tax Credit Extension &#8211; October, 2009'>UPDATE: $8,000 Homebuyer Tax Credit Extension &#8211; October, 2009</a></li>
<li><a href='http://www.californiateachersandemployeeshomeloanprograms.com/no-more-extensions-for-8000-tax-credit/' rel='bookmark' title='Permanent Link: No More Extensions for $8,000 Tax Credit'>No More Extensions for $8,000 Tax Credit</a></li>
</ol>]]></description>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>&#8220;I Qualify for a Home Loan? REALLY?&#8221; &#8211; Home Buying Success Story</title>
		<link>http://www.californiateachersandemployeeshomeloanprograms.com/qualifying-for-a-new-home-success-story/</link>
		<comments>http://www.californiateachersandemployeeshomeloanprograms.com/qualifying-for-a-new-home-success-story/#comments</comments>
		<pubDate>Sat, 20 Feb 2010 18:52:18 +0000</pubDate>
		<dc:creator>Karrie Lemansky</dc:creator>
				<category><![CDATA[Credit & Qualifying]]></category>
		<category><![CDATA[Market Updates]]></category>
		<category><![CDATA[Saved Another Loan!]]></category>
		<category><![CDATA[School Employees]]></category>
		<category><![CDATA[assumed]]></category>
		<category><![CDATA[home buying process]]></category>
		<category><![CDATA[home loans]]></category>
		<category><![CDATA[new homes]]></category>
		<category><![CDATA[news item]]></category>
		<category><![CDATA[professional]]></category>
		<category><![CDATA[qualify]]></category>
		<category><![CDATA[success stories]]></category>

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		<description><![CDATA[
I had to&#8230;I just had to do it&#8230;.I  have to share on subject of qualifying for a home oan.  So here we go!!!
I think that one of the biggest misconceptions that a lot of my clients have in the beginning of the home buying process is that they didn&#8217;t think that they can &#8216;qualify&#8217;.  For [...]


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