The Extra Credit Teacher Program provides for a 3% loan that can be used for down payment assistance for California Teachers that work in high priority schools.  The interest on this loan is waived after 3 years of working in a high priority school.  There are no payments due on this loan until you either refinance, sell, or pay off the first mortgage.

A high priority school is one that is defined as having an Academic Performance Index (API) ranking of 5 or below.  To find out if your school qualifies for this program - Search API Ranking Here

Who Qualifies for the CalHFA Extra Credit Teacher Program

For Teachers: (Credential held must be either a Preliminary or  Full Credential.  Intern Credentials and Emergency Permits are not eligible under the program.)

  • Single Subject Teaching Credential
  • Multiple Subject Teaching Credential
  • Specialist Instruction Credential in Special Education
  • Education Specialist Instruction Credential
  • Standard Elementary Teaching Credential
  • Standard Secondary Teaching Credential
  • Standard Early Childhood Education Teaching Credential
  • Standard Restricted Special Education Teaching Credential
  • General Kindergarten-Primary Teaching Credential
  • General Elementary Teaching Credential
  • General Junior High Teaching Credential
  • General Secondary Teaching Credential
  • Special Secondary Teaching Credential in Art
  • Special Credential for Teaching Exceptional Children
  • Special Secondary Teaching Credential in Business Ed
  • Special Secondary Credential for Teaching the Blind
  • Special Secondary Teaching Credential in Homemaking
  • Special Secondary Teaching Credential in Industrial Arts
  • Special Secondary Credential for Teaching Lip Reading
  • Special Secondary Teaching Credential in Music
  • Special Secondary Limited Teaching Credential in Music
  • Special Secondary Teaching Credential Limited in Agriculture
  • Special Secondary Credential for Teaching the Partially Sighted Child
  • Special Secondary Teaching Credential in Physical Education
  • Special Secondary Speech Arts
  • Special Secondary Teaching Credential in Correction of Speech Defects
  • Special Secondary Credential for Teaching the Mentally Retarded

For Administrators :

  • Administrative Services Credential
  • General Secondary School Administration Credential
  • Administrative Services Credential (Examination)
  • General Secondary School Supervision Credential
  • Standard Supervision Credential
  • General Administration Credential
  • Standard Administration Credential
  • General Supervision Credential
  • General Elementary School Administration Credential
  • The Supervision Credential
  • General Elementary School Supervision Credential
  • General School Principal or Supervisor Credential

For Staff Members:

  • School Nurse Credential
  • Clinical or Rehabilitation Service Credential
  • Pupil Personnel Services Credential - (e.g. School Counseling, School Social Work, School Psychology and Child Welfare and Attendance)
  • Library Media Teacher Service Credential
  • Designated Subjects Vocational Education Teaching Credential

There may be other qualifications, please feel free to Get More Info here or call us at 866-667-6724.